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Glossary for ACE Policy

Following wordings would be used in our policies and other documents. Note that all Japanese vowels are pronounced short unless otherwise specified.
 

Persons

Insured

被保険者 /hihokensha/

Persons who are covered by the insurance

Named Insured

記名被保険者 /kimei-hihokensha/

The person who is primarily covered by the insurance

Spouse

配偶者 /haiguusha/

Person who is married to the Named Insured

Relatives in the household

同居の親族 /doukyo-no-shinzoku/

Relatives of the Named Insured or his or her Spouse living together in the household

 

Vehicle

Vehicle

自動車 /jidousha/

Automobiles including two-wheels, excluding bicycle (Simply “car” in everyday use)

Motorcycle

二輪自動車 /nirin-jidousha/

Usually called /ōtobai/

Motorbike

原動機付自転車 /gendoukitukijitensha/

Motorcycle with displacement less than 50cc. It is categorized differently with motorcycle in the Japanese law

Insured Vehicle

ご契約の自動車 /gokeiyaku-no-jidousha/

Vehicle covered by the insurance

 

Insurance

Indemnity

補償 /hoshō/

Money that is paid from an insurance company

Coverage

補償の範囲 /hoshō-no-han-i/

The range subject for the indemnity to be paid

Premium

保険料 /hoken-ryō/

Money paid for insurance coverage by the policyholder

Insurance term

保険期間 /hoken-kikan/

Time period covered by the insurance

Inception date

始期 /shiki/

Time when the insurance coverage begins

Expiration date

満期 /manki/

Time when the insurance coverage ends

Insurance Policy

保険証券 /hoken-shōken/

Stated schedule of the insurance

General Policy Conditions

普通約款 /futsū-yakkan/

Basic rules of the insurance

Additional Clause

特約 /tokuyaku/

Options of the insurance added to the General Policy Conditions