Glossary for ACE Policy
Following wordings would be used in our policies and other documents. Note that all Japanese vowels are pronounced short unless otherwise specified.
Persons
Insured |
被保険者 /hihokensha/ |
Persons who are covered by the insurance |
Named Insured |
記名被保険者 /kimei-hihokensha/ |
The person who is primarily covered by the insurance |
Spouse |
配偶者 /haiguusha/ |
Person who is married to the Named Insured |
Relatives in the household |
同居の親族 /doukyo-no-shinzoku/ |
Relatives of the Named Insured or his or her Spouse living together in the household |
Vehicle
Vehicle |
自動車 /jidousha/ |
Automobiles including two-wheels, excluding bicycle (Simply “car” in everyday use) |
Motorcycle |
二輪自動車 /nirin-jidousha/ |
Usually called /ōtobai/ |
Motorbike |
原動機付自転車 /gendoukitukijitensha/ |
Motorcycle with displacement less than 50cc. It is categorized differently with motorcycle in the Japanese law |
Insured Vehicle |
ご契約の自動車 /gokeiyaku-no-jidousha/ |
Vehicle covered by the insurance |
Insurance
Indemnity |
補償 /hoshō/ |
Money that is paid from an insurance company |
Coverage |
補償の範囲 /hoshō-no-han-i/ |
The range subject for the indemnity to be paid |
Premium |
保険料 /hoken-ryō/ |
Money paid for insurance coverage by the policyholder |
Insurance term |
保険期間 /hoken-kikan/ |
Time period covered by the insurance |
Inception date |
始期 /shiki/ |
Time when the insurance coverage begins |
Expiration date |
満期 /manki/ |
Time when the insurance coverage ends |
Insurance Policy |
保険証券 /hoken-shōken/ |
Stated schedule of the insurance |
General Policy Conditions |
普通約款 /futsū-yakkan/ |
Basic rules of the insurance |
Additional Clause |
特約 /tokuyaku/ |
Options of the insurance added to the General Policy Conditions |