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3 Risk-Segmented Factors

ACE’s automobile insurance calculates your premium accurately according to
3 risk-segmented factors in addition to your driving history.

These factors give a fair and suitable premium for each and every customer.

Color of Licence
(Gold, Blue/Green)

Age and Family Drivers Age Limitation

Usage of the Automobile
(Pleasure, Commute, or Business)

Family Drivers Age Limitation

  • Covering drivers of all ages
  • Covering drivers 21 years old or above
  • Covering drivers 26 years old or above
  • Covering drivers 30 years old or above

Please note that accident caused by family members* outside of the Family Drivers Age Limitation will not be covered.

* family members: named insured, spouse and relatives residing in the same household.

Get a Quote

Local ACE agents can tailor a quote to your needs.