ACE Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability) is an insurer authorized to carry out life insurance business in the Hong Kong Special Administrative Region.
Legal Notices & Conditions of Use
PLEASE READ THIS NOTICE CAREFULLY BEFORE YOU USE THIS WEBSITE. IF YOU DO NOT AGREE WITH THE FOLLOWING TERMS AND CONDITIONS OF USE, PLEASE EXIT THIS SITE. BY USING THIS WEBSITE, YOU CONSENT TO THE TERMS AND CONDITIONS. ACE LIFE INSURANCE COMPANY LTD. MAY REVISE THE TERMS AND CONDITIONS AND/OR INTRODUCE ADDITIONAL ONES AT ANY TIME AND FROM TIME TO TIME BY UPDATING THIS POSTING. YOU ARE THEREFORE ADVISED TO VISIT THIS PAGE EVERY TIME YOU VISIT THIS WEBSITE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.
Site Content
The information contained on the pages of this website is for reference only and subject to modification and update by ACE Life Insurance Company Ltd. (herein "ACE Life Hong Kong "/ "we"/ "us") from time to time without notice.
This website is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this website is prohibited. Persons in respect of whom such prohibitions apply must not access this website. It is the responsibility of any persons who access the information contained herein to observe all applicable laws and regulations of their relevant jurisdiction. By proceeding you are representing and warranting that the applicable laws and regulations of your jurisdiction allow you to access the information.
All website content is for information purpose only and no aspect of the website shall constitute an offer to sell or solicitation to buy any products or services of ACE Life Hong Kong or any of its affiliates in any jurisdiction whatsoever.
The information contained in this website does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard. You should obtain appropriate professional advice where necessary.
Disclaimer
To the fullest extent permissible pursuant to applicable laws, information posted on this website is provided on "as is" basis without express or implied warranties and ACE Life Hong Kong, ACE Group, and ACE Limited (collectively, "ACE") disclaim all warranties, either expressed or implied, including, but not limited to, the suitability or otherwise of the information on this website for any purpose.
While ACE Life Hong Kong uses reasonable efforts to include accurate and up to date information on this website, we make no warranties or representations as to the accuracy of any of the contents of this website. Under no circumstances shall ACE or any party involved in creating, producing or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that may result from the use of, or the inability to use, the materials on this website.
ACE also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.
Intellectual Property rights
While ACE Life Hong Kong provides the information on this server to all, we retain copyright on all text and graphic images. You may NOT distribute the text or graphics to others or "mirror" this information on your own server or modify or re-use the text or graphics on this system without ACE Life Hong Kong's prior written consent. You MAY print or store copies of the information on your own computer for your personal use or reference only provided that you also retain all copyright and other proprietary notices contained on the materials.
ACE Life Hong Kong and other parties own the trademarks, logos, service marks and copyrights in their respective text and graphic images displayed on this site. These may not be used without the written permission of ACE Life Hong Kong or the party owning these.
Linked Websites
Users who link from this website to sites provided by other organizations should be aware that the information on those sites has been compiled and issued by those organizations. ACE Life Hong Kong accepts no responsibility for the content of any site to which a hypertext link from this website exists and shall not be liable for any loss or damage arising from or related to its use.
Use of Information
Any information obtained from or through this website is for the sole and exclusive use by you and you agree to take full responsibility and risk when any of such information are accessed, used or printed through the Internet. You shall not use or knowingly allow any other person to use the information obtained from or through this website for or in connection with any illegal purpose or activity. You agree to notify ACE Life Hong Kong as soon as practicable if you become aware of such use.
ACE Life Hong Kong reserves its rights to prohibit or deny your access to and/or use of the information or any part thereof at any time without notice.
Ownership of Information
Unless otherwise expressly set forth herein, any information, communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of ACE Life Hong Kong. Such information, communications or material may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. Furthermore, ACE Life Hong Kong is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
Security
You acknowledge and confirm that the internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the internet is not possible at this time. Your confidential use of the website cannot be guaranteed and you acknowledge that your use of the website (including information that you may transmit to the website) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimers herein, ACE Life Hong Kong shall not be responsible or liable for any harm that you and any other person may suffer in connection with any such breach of confidentiality or security.
Provision of Products and Services
ACE Life Hong Kong is an insurer authorized to carry out insurance business in the Hong Kong Special Administrative Region. All the products and services provided by ACE Life Hong Kong are limited to the areas of the Hong Kong Special Administrative Region ONLY.
No product or service is offered or will be offered or sold by ACE Life Hong Kong in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the relevant laws of such jurisdiction.
Governing Law
This Legal Disclaimer shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China ("HKSAR") and you and ACE Life Hong Kong agree to submit to the exclusive jurisdiction of the Courts of HKSAR.
Inconsistency
In the event of any ambiguity or inconsistency between the English and Chinese versions of this Legal Disclaimer, the English version will prevail.
