Supplementary Benefits in Hong Kong

Supplementary Benefits

In order to satisfy the personal needs of each customer, we also provide various supplementary benefits as well, including hospital and surgical benefit, hospital income benefit, critical illness benefit, disability wavier of premium benefit, comprehensive accident benefit and lady’s benefit, etc.

products for Supplementary Benefits

Living Well Benefit
A supplementary benefit offering an advance payment of the basic plan/ term rider's face amount.

Living Well Plus Benefit
A supplementary benefit offering extra protection on top of the basic plan.

Living Well Supreme Plus Benefit
A supplementary benefit offering extra protection on top of the basic plan, plus death benefit.

Hospital Cash Benefit
A supplementary benefit offering hospital cash on a daily basis, plus other medical insurance benefits.

Hospital & Surgical Benefit
A supplementary benefit provides comprehensive coverage for hospital and surgical fees, with three benefit level options available for selection.

Waiver of Premium Benefit
A supplementary benefit helping to maintain protection in the event of total incapacity of the Insured.

Child's Protection Benefit
A supplementary benefit helping to maintain the protection of your children in the event of death or total incapacity of the payor.

Lady's Partner Plan
A supplementary benefit specially designed for women providing comprehensive coverage for female-related diseases and reconstructive surgery.

Personal Accident Benefit
A supplementary benefit providing comprehensive coverage for accidental injury or death.

Juvenile Accident Protector
A supplementary benefit providing accident coverage for children.

Option to Purchase Paid-Up Additions
A supplementary benefit providing extra protection on top of the basic insurance policy.

Super Care Early Stage Illness Benefit
A supplementary benefit offering protection against 55 Early Stage Illnesses and 65 Major Illnesses. The Enhanced Option of this rider also provides Death Benefit and Maturity Benefit.

Super Care Multiple Protection Benefit
Super Care Multiple Protection Benefit (the “Rider”) is a supplementary benefit specially designed for your Super Care Critical Illness Protector, providing coverage of up to 4 additional claims on Multiple Protection Major Illnesses to age 85 on 62 Multiple Protection Major Illnesses.

The above products are underwritten by ACE Life Insurance Company Ltd. (Incorporated in Bermuda with Limited Liability)