Businesses that sell and serve alcohol have a critical need for comprehensive Liquor Liability coverage, especially in today's litigious environment.
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- OVERVIEW
- ADVANTAGES
- COVERAGE
- LIMITS
- PREFERRED CLASSES
- RESTRICTED CLASSES
- APPLICATION
- SUBMISSIONS
- DETAILED MARKETING SHEET
Overview
The ACE Commercial Risk Services Liquor Liability policy not only serves all types of hospitality risks including hard-to-place bars and nightclubs, but offers Assualt & Battery coverage and liability limits up to $1 million/$2 million.
Advantages
- Expertise: We are one of the largest specialty-lines insurers in the United States; we are experts in protecting small businesses.
- Competitiveness: We apply our focus and expertise to keep our products and prices among the best in the business.
- Reliability: Our outstanding financial strength makes us one of the most reliable insurers of small businesses.
- Accessibility: We work with some of the best insurance brokers and program-managers across all fifty states.
Coverage
Product Highlights
- Monoline Liquor Liability for establishments that sell or serve alcoholic beverages, offering protection for covered claims of negligent sale or service
Key Advantages
- Assualt & Battery included or available for additional premium
- No cap on alcohol sales
- Defense costs outside the limit
- Risks with security and major entertainment acceptable
- Liquor License Holder included as Additional Insured automatically
- Coverage available for both licensed and unlicensed operations
Limits
- Liquor Liability limits up to $1 million/$2 million available
- No sublimit on Assault & Battery ($100,000/$300,000 sublimit on adults clubs only)
Preferred Classes
- Bars
- Restaurants
- Private Fraternal Clubs
- Retail Liquor/Convenience Stores
- Nightclubs
- Adult/Gentleman's Clubs
- Banquet Halls
- Caterers/Bartending Services
- Wholesale Distributors
Restricted Classes
- Wineries
- After-hours clubs
- Multiple prior Liquor and/or Assault & Battery claims
- Territorial restrictions could apply
- Bottle Service
Applications
Submissions
Quote and issue in minutes with ACE Solutions Fast TrackSM
Send submissions to: CRSPackage@acegroupx.com or call 888.762.9223
