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Motor Truck Cargo
ACE Commercial Risk Services offers competitive and comprehensive motor truck cargo coverage through an exceptional online platform that allows brokers to quickly rate, bind, and issue policies and certificates for their trucking clients. LEARN MORE

Overview

Our ACE ExpressSM Motor Truck Cargo policy is an innovative and competitive product designed to address a variety of exposures faced by smaller trucking firms and independent drivers carrying a wide array of products.

Advantages

  • Expertise: We are one of the largest specialty-lines insurers in the United States; we are experts in protecting small businesses.
  • Competitiveness: We apply our focus and expertise to keep our products and prices among the best in the business.
  • Reliability: Our outstanding financial strength makes us one of the most reliable insurers of small businesses.
  • Accessibility: We work with some of the best insurance brokers and program-managers across all fifty states.

Coverages

  • Coverages designed to respond to a wide variety of trucking exposures
  • Coverage is on a legal liability basis for risks of direct loss or physical damage to cargo carried by common or contract carriers

Minimums

Deductible minimums $1,000; except $2,500 Refrigeration breakdown and water damage, rust and warpage

Limits

  • Earned Freight Charges up to $2,500
  • Debris Removal Expense up to $5,000
  • Pollutant Clean Up and Removal Expenses up to $10,000
  • Expenses to Protect Covered Property From Further Damage up to $15,000
  • Miscellaneous equipment such as tarps and chains up to $1,000

Target Classes and Industries

  • Low Theft Commodities
  • Building Materials
  • Steel & Lumber
  • Dry Grocery Items
  • Paper Products & Plastics
  • Baled Cotton
  • Containerized Freight
  • General Merchandise
  • Walmart/Target Goods
  • Produce
  • Frozen Foods (ex. shellfish)
  • Meat & Poultry (ex. New Ventures)
  • Contractors Equipment, Oilfield Equipment & Heavy/Light Machinery
  • Agricultural Products

Restricted Classes

  • Household Goods Movers
  • Contingent Cargo
  • Freight Brokers
  • Freight Forwarders
  • Owners goods on owners trucks
  • High Valued Autos
  • Pharmaceuticals
  • Copper
  • Cigarettes/Cigars
  • Alcoholic Beverages (other than beer, wine or ale)
  • Accounts located in Dade, Broward, and Palm Beach Counties in Florida

Contact Information

Name Number Email
Stela Flanagan 678 795-4494 Stela.Flanagan@acegroupx.com
Peggy Maginnis 678 795-4186 peggy.maginnis@acegroupx.com

Detailed Marketing Sheets

Get a Quote

Login to our ACE Express Online platform to get a Motor Truck Cargo quote.