ACE Commercial Risk Services offers several innovative and competitive professional liability insurance products for smaller businesses. Our core Errors & Omissions product is designed for companies across a wide array of professions.
LEARN MORE
- OVERVIEW
- ADVANTAGES
- COVERAGES
- LIMITS
- CLIENT PROFILE
- RESTRICTED CLASSES
- APPLICATIONS
- CONTACT INFORMATION
- SUBMISSIONS
- DETAILED MARKETING SHEET
Overview
Mistakes happen, but in our litigious society you don’t have to make one to be the target of a lawsuit. Unintended consequences and unpredictable clients fuel an avalanche of civil litigation aimed at competent firms doing quality work. The resulting distraction, reputational damage and defense costs can bring a small company to its knees.
Our ACE ExpressSM professional liability policy is an innovative and competitive set of coverages designed to insure smaller companies who provide professional services.
Advantages
- Expertise: We are one of the largest specialty-lines insurers in the United States; we are experts in protecting small businesses.
- Competitiveness: We apply our focus and expertise to keep our products and prices among the best in the business.
- Reliability: Our outstanding financial strength makes us one of the most reliable insurers of small businesses.
- Accessibility: We work with some of the best insurance brokers and program-managers across all fifty states.
Coverages
- Admitted and non-admitted capability
- Definition of “Claim” includes written demands, civil proceedings, civil and regulatory investigations and disciplinary proceedings (sub-limited)
- Punitive & exemplary damage coverage
- Definition of “Wrongful Act” includes “Personal Injury Offenses”
- “Insured” includes independent contractors
Limits
Up to $5 million
Client Profile
Our typical clients include businesses with annual revenues less than $20 million, including:
- Franchisors
- Printers
- Tax Preparers/Bookkeepers
- Claims Adjuster
- Employment agency
- Marketing Consultant
Restricted Classes
- Medical Professionals & Laboratories
- Certified Public Accountants
- Architects & Engineers
- Home Inspectors
- Title Agents
- Commercial Real Estate Appraisers
- Insurance Agents
- Debt Collectors
Applications
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Miscellaneous Professional Represents
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Miscellaneous Professional Warrants
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Miscellaneous Professional Renewal Represents
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Miscellaneous Professional Renewal Warrants
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Trustee Professional
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Claim Adjuster-Examiner
-
Collection Agent
-
Construction Managers
-
Employment Agency
-
Franchisers
-
Logistics
-
Management Consultants
-
Privacy + Network Security
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Supplemental Claims Questionnaire
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Third Party Administrator
-
Foreclosure Agent
-
Real Estate Professional
Contact Information
| Name | Number | |
|---|---|---|
| David Lucey | 484-321-4122 | David.Lucey@acegroupx.com |
| John Carini | 484 321-4105 | john.carini@acegroupx.com |
Submissions
Send submissions to: ACEpro@acegroupx.com
