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ACE Commercial Risk Services is open for your wholesale business!
The BOP is a perfect way to safeguard the assets of your wholesale small businesses. The ACE Commercial Risk Services BOP expands as your needs grow. LEARN MORE

Overview

The BOP is a perfect way to safeguard the assets of your wholesale small businesses.  The ACE Commercial Risk Services BOP expands as your needs grow.

Advantages

  • Expertise: We are one of the largest specialty-lines insurers in the United States; we are experts in protecting small businesses.
  • Competitiveness: We apply our focus and expertise to keep our products and prices among the best in the business.
  • Reliability: Our outstanding financial strength makes us one of the most reliable insurers of small businesses.
  • Accessibility: We work with some of the best insurance brokers and program-managers across all fifty states.

BOP Offerings

The Commercial Specialty BOP Offerings

Quote your Wholesale Operations with CRS on a Business Owners Policy (BOP) under the following classifications:

Description  Class
Code 		 Rating
Basis 		   Description Class
Code  		Rating
Basis  
Air Conditioning/Heating Equipment - Wholesale 50581 Sales Heating/Air Conditioning Equipment - Wholesale 50581 Sales
Appliance - Household and Home Furnishing -
Wholesale		 50081 Sales Hobby, Craft or Artists' Supply - Wholesale 50641 Sales
Auto Parts and Supplies - Wholesale 50111 Sales Janitorial Supply - Wholesale 50651 Sales
Bakeries - Wholesale -
No baking on premises		 50141 Sales Jewelry - Costume & Precious - Wholesale 50661 Sales
Barber or Beauty Shop
Supplies - Wholesale		 50171 Sales Optical Goods - Wholesale 50721 Sales
Equipment, Fixtures or
Supplies - Office and Store Equipment - Wholesale		 50813 Sales Refrigeration Systems or Equipment - Wholesale 50081 Sales
Florist - Wholesale 50381 Sales Stationery or Paper Products - Wholesale 50801 Sales
Gardening - Wholesale 50471 Sales Water Bottling - Wholesaler 50481 Sales
Hardware and Tools - Wholesale 50501 Sales Wholesaler - no food or drink - not otherwise classified 59999 Sales

Additional Coverage Options

  • Foreign Liability Coverages Available:

- Accidental death & dismemberment ($50,000 limit)

- Medical coverage ($10,000 limit)

- Contingent auto liability ($1M limit)

- Property ($25,000)

- Premises liability ($1M occurrence/GL aggregate

- Products and completed operations liability (GL aggregate)

- Natural disaster evacuation ($2,500 per person/$10,000 policy limit)

- Kidnap and extortion ($250,000 limit)

  • Employment Practices Liability Insurance

- Limits up to $100,000

  • Privacy Liability & Data Breach

- Limits up to $100,000

State Availability

Available in the following states:

- Alabama

- Arizona

- California

- Connecticut

- Delaware

- District of Columbia

- Georgia

- Idaho

- Indiana

- Iowa

- Maine

- Maryland

- Michigan

- Minnesota

- Mississippi

- Missouri

- Montana

- Nebraska

- Nevada

- New Jersey

- New Mexico

- North Carolina

- North Dakota

- Ohio

- Oregon

- Pennsylvania

- South Carolina

- South Dakota

- Tennessee

- Texas

- Utah

- West Virginia

- Wisconsin

Underwiting Guidelines

  • Up to 35,000 square feet

  • Up to $6M in total revenue

  • No product specifically sold or rented to children

Key Features

  • Business owners package coverage form that automatically includes over 15 unique coverage enhancements

  • Up to $5M in total property values

  • Business income coverage offered on an Actual Loss Sustained basis

  • Up to $1M/$2M in General Liability limits

  • $500 premium for $1M Umbrella available

Submissions

Quote and issue in minutes with ACE Solutions Fast TrackSM
Send submissions to: CRSPackage@acegroupx.com or call 888.762.9223

Detailed Marketing Sheet