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Homeowners Associations
Not all homeowners associations are the same and many have unique insurance needs. ACE Commercial Risk Services provides a BOP, D&O, and Umbrella policies for homeowners associations with 500 or less units. LEARN MORE

Overview

Not all homeowners associations are the same and many have unique insurance needs.  An exceptional solution is a policy that combines a Business Owners Policy with Specialty Coverages. ACE Commercial Risk Services provides a BOP, D&O, and Umbrella policies for homeowners associations with 500 or less units.

Advantages

  • Expertise: We are one of the largest specialty-lines insurers in the United States; we are experts in protecting small businesses.
  • Competitiveness: We apply our focus and expertise to keep our products and prices among the best in the business.
  • Reliability: Our outstanding financial strength makes us one of the most reliable insurers of small businesses.
  • Accessibility: We work with some of the best insurance brokers and program-managers across all fifty states.

Coverage

  • Property coverage for fences, signs, lights, and buildings
  • Extracurricular exposure coverage for playgrounds, pools, and tennis courts
  • General liability limits up to $1 million occurrence and $2 million aggregate
  • Minimum premium $485
  • Additional Endorsements
  • Money & Securities, Water Back-up & Sump Overflow, Employment Practices Liability, and Privacy Liability & Data Breach
  • Quote and Issue in minutes with ACE Solutions Fast TrackSM

The BOP is available in the following states:
Arizona, California, Connecticut, Florida, Massachusetts, Maryland, Michigan, Minnesota, North Carolina, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, Alabama, Colorado, Georgia, Idaho, Indiana, Montana, Nevada, Utah, Vermont, Washington, Wisconsin

Limits

Directors & Officers Liability and Employment Practices Liability

  • Limits up to $5 million
  • Available in all states except for WA, WV, and LA
  • Send submissions to ACEpro@acegroupx.com

Umbrella

  • Limits up to $5 million over the Business Owners Policy
  • Minimum premium $500 (per million)
  • Quote and Issue in minutes with ACE Solutions Fast TrackSM

Submissions

Detailed Marketing Sheet