Renewable Energy Solutions

ACE is an industry leader in providing comprehensive insurance solutions for operators, project developers and OEM's involved in renewable energy production. We focus on renewable energy exposure occurring throughout the business cycle, from manufacturing to operations and maintenance. Our packaged solutions provide comprehensive, multi-line protection for the full scope of renewable energy operations.

Benefits:

ACE long term commitment to renewable energy segment
Unparalleled renewable energy underwriting expertise; fast, flexible response
Comprehensive coverage on multi-line package basis for domestic and international.
“One Stop Shopping" - regionally deployed renewable energy specialists provide single source access to array of ACE property and casualty products
Solutions and policy terms tailored for size and complexity of exposure
Dedicated claim and risk control services

Coverage:

Primary General Liability
- Occurrence or claims made basis
- ISO policy forms
- Guaranteed cost and deductible policies include ACE USA claim handling
- Options for first dollar/guaranteed cost, deductibles or self-insured retention
- Time element pollution coverage available, including sudden and accidental BI/PD with remediation expense coverage
Primary Commercial Automobile
- Coverage written on an admitted basis, using 2006 ISO policy form
- Liability and physical damage coverage available
- Hired and non-owned coverage only available
Property / Machinery Breakdown / Inland Marine
- All risk and admitted coverage
- Dedicated underwriting expertise
- Comprehensive coverage including Business Income and Delay in Start Up
- California Earthquake and Flood limits available
- Loss control services, including expertise in LEED Building Certification and Green Building requirements
Lead Umbrella
- Follow form time element pollution coverage available
- Schedule of underlying insurance can include employers liability coverage provided by a non-ACE policy, subject to a minimum insurer financial rating on A-VI by A.M. Best
- Catastrophe Management Coverage Extension
Follow form time element pollution coverage available
- Schedule of underlying insurance can include employers liability coverage provided by a non-ACE policy, subject to minimum insurer financial rating on A-VI by A.M. Best
- Catastrophe Management Coverage Extension
Primary All Risk Property Coverage
Builders Risk
Contractors Equipment
Pollution Liability
Premises Pollution Liability
Property / Machinery Breakdown / Inland Marine
Workers Compensation - Statutory

Minimums & Limits

Minimum Premium

$25,000 Account Premium
$5,000 General Liability Policy
$2,500 Automobile Policy
$5,000 Property/Machinery Breakdown
$10,000 Umbrella Policy
$1,000 Contractors/Mobile Equipment
$10,000 Premises Time Element Pollution
$2,500 Workers Compensation

Limits

Primary General Liability: $1 million occurrence/$2 million aggregate with higher limits available upon request
Primary Commercial Automobile: $1 million combined single limit
Primary All Risk Property Coverage: Per location capacity of up to $50 million in house and $150 million with Starr Tech; California quake limits and CAT capacity available
Lead Umbrella: Limits up to $25 million per occurence/$25 million aggregate with no SIR's. $250,000 in Catastrophe Management Coverage
Builders Risk: Up to $100 million Owners, Contractors or Developers
Contractors Equipment: Up to $50 million; coverage for warehouse legal, motor truck cargo and towers
Pollution Liability: Limits up to $25 million per occurence/$25 million aggregate with optional per location aggregate
Premises Pollution Liability: Coverage available with premises, products, transportation or site disposal coverage
Workers Compensation - Statutory: $1 million Employers Liability; guaranteed cost or deductible plans

Target Client

Target Clients:

Power Generation and Utility Operators

Wind
- Environmental/Engineering Services
- Maintenance/Service Contractors
- Owners/Operators
- Project Developers
- Project Builders Risk
Solar
- Commercial and Utility Scale Solar Thermal Installations
- Concentrated Solar Power; Power Towers, Dish Systems, P.V. Systems
- Installation Contractors
- Solar Fabricators
- Solar Developers & Integrators
Independent Power Producers
- Biomass Utilization
- Gasification Plants
- Hydroelectric Generation
- Thermal Generation
- Waste to Energy

Biofuel Plants

Ethanol or Biodiesel Plants
Landfill Gas Recovery
Anaerobic Digestion Gas Recovery
Refuse Derived Fuels
Coal Bed Methane
Algae

Component Part OEM (original equipment manufacturer)

Emerging & Evolving Renewable Energy Technology Manufacturers
Photovoltaic Panel Manufacturers
Solar Panel Manufacturers
Wind Turbine Parts Manufacturers

Restricted Industries:

Property with petrochemical, oil or high hazard chemicals exposures
Property with LNG processing and distribution exposures
Primary commercial automobile and property coverage written only in conjunction with primary general liability policies
Lead umbrella coverage is written only on supported basis above ACE Renewable Energy primary policies. Mono-line coverage may be available via ACE Umbrella/Excess Liability Energy product
Workers Compensation is not available for power risks with Transmissions and Distributions Line exposure, Wind Farm maintenance contractors, or Jones Exposures

Insurance provided by ACE American Insurance Company, ACE Property and Casualty Insurance Company, Philadelphia, PA, and, in some jurisdictions, other insurance companies within the ACE Group. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Surplus lines insurance sold only through licensed surplus lines producers.

Risk control activities conducted on behalf of the insurer are not intended as a direct benefit or service to ACE insureds.