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Construction

Westchester Construction, a recognized construction practice leader for over 25 years, provides non-collateralized primary solutions for GL driven construction risks.

Advantages

  • ACE financial strength (rated AA by Standard & Poor's and A++ by A.M. Best)
  • Bridge the gap between a standard BOP and risk management accounts
  • Dedicated Construction Defect, Primary, and Umbrella claims teams who undrestand and communicate construction industry complexities
  • Long-term stability, consistency, and commitment to the construction industry
  • Creative solutions for unique risks
  • Underwriters with decades of construction underwriting experience to draw from

Project Policies

Practice Policies

Preferred Client Characteristics:
Construction Projects with $10 million to $200 million total construction cost

Preferred Client Characteristics:
Construction Companies with $10 million to $200 million of gross sales

Target Classes

  • GL only wraps
  • OCIP
  • CCIP
  • General Contractor Controlled
  • Owners Interest of Construction

Non-preferred Classes

  • New York Contracting
  • West Coast Residential

Enhancements Available

  • Blanket Additional Insured
  • Primary/Non-contributory
  • Extended completed operations
  • Term-of-project policies

Target Classes

  • General Contractors
  • Fire Suppression
  • Steel Erection
  • Commercial Roofing
  • General Trade Contractors

Non-preferred Classes

  • New York Contracting
  • West Coast Residential
  • Demolition/Blasting
  • Scaffolding Sales, Rental, Manufacturing
  • Shoring/Underpinning

Enhancements Available

  • Per project aggregates
  • Blanket Additional Insured
  • Primary/Non-contributory

Deductibles

  • From $5,000 to $25,000

Minimums

  • Primary premium of $25,000
  • Supported Excess premium of $25,000
  • Deductibles up to $25,000

Limits

  • Primary 1/2/2 or 2/4/4
  • Supported Excess $10 million

Coverages

  • General Liability
  • Supported Umbrell and Excess
  • Admitted paper available in all states
  • Non-admitted paper available in all states