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Specialty Casualty/Commercial General Liability-Buffer Liability

Commercial General Liability Coverage
Commercial Products Liability Coverage

Advantages:

  • Strong financials to protect your clients liability exposures
  • Professional claims team
  • Superior underwriting talent
  • Superior customer service
  • Member of the global network of ACE Group of Companies

Coverage:

  • Proprietary manuscript coverage parts and endorsements tailored to each insured’s needs
  • Current ISO General Liability coverage parts and standard ISO endorsements
  • Claims made or occurrence coverage triggers

Minimums

  • Flexible to fit exposure
  • Minimum deductible $25,000
  • Minimum SIR $25,000

Client Profile

A sample of our clients includes:

 
 
  • 12,000 seat arena
  • Animal shelter
  • Anti-theft shopping cart system manufacturing
  • Apartment complexes
  • Auto convertible top manufacturing
  • Auto-lift system manufacturing
  • Automotive wax / cleaner manufacturing
  • Bars / taverns / nightclubs
  • Baseball sporting products manufacturing
  • Board game manufacturing
  • Boat stands / trailer manufacturing
  • Boat steering manufacturing
  • Bus manufacturing
  • Cabinet manufacturing
  • Car wash system manufacturing
  • Catering hall
  • Chain of wine stores
  • Ambulance chassis / power train manufacturing
  • Comedy club
  • Discontinued products
  • Electric car manufacturing
  • Fitness facility
  • Gentlemen’s club
  • Golf cart dealer
  • Homeowner associations
  • Industrial oven / auto clave machine manufacturing
  • Ink manufacturing
  • Interior / exterior door manufacturing
  • Hand power tool manufacturing
  • Lumber yard
  • Military gun manufacturing
  • Mini hovercraft manufacturing
  • Mobile home park property manager
  • Modular classroom manufacturing
  • Non-profit organization
  • Ornamental metal fabricator
  • Plastics additive manufacturing
  • Power washer manufacturing
  • Pumpkin patch
  • Racing tire manufacturing
  • Restaurants
  • Ski resorts
  • Special events
  • Stove manufacturing
  • Submersible pump motor manufacturing
  • Surfboard with wheels manufacturing
  • Truck box body manufacturing
  • Wheel loader tires manufacturing
  • Wine bottle opener manufacturing
  • Zip line operation

 

 

Restricted Industries

  • Aviation products:  critical parts, defined as necessary for flight
  • Building materials:  residential use
  • Child safety products
  • Fertilizers, herbicides, insecticides and pesticides:  to include blending of final product
  • Medical products:  invasive
  • Nutraceuticals
  • Pharmaceuticals: ethical and over the counter (OTC)
  • Tobacco products
  • Toys

Forms / Applications

We use both ISO and proprietary forms.

ACE Westchester will accept ACORD, ISO and other company applications as a risk submission.  Depending upon the complexity of the risk or specific coverage issues, additional information may be required.

You must have a contract with ACE Westchester to submit applications.  Please send submissions to:

Atlanta: wsgatl.casualty@acegroupx.com
Chicago:  wsgchi.casualty@acegroupx.com
New York:  wsgny.casualty@acegroupx.com
Philadelphia:  wsgcasualty.phil@acegroupx.com
San Francisco:  wsgsf.casualty@acegroupx.com