ACE offers a wide range of products for personal LIFE insurance, including:

• Term Life: ACE term life insurance offers to insureds the payment of a predetermined sum insured for the death of the insured during the contract term.
  
  
• Debtor’s Life: This offers coverage to ensure clearance of debts and credits of all kinds, which helps to reduce current financial worries of the policy holder and the lender.
  
  
• Massified Sales Life: Simple, convenient coverage offered to individuals who are clients of our partners and related sponsors, whom we carry out jointly marketing operations with, generally by telephone or mail.
  
  
• Group Life: Coverage for employees, professionals groups or associations, which provides attractive benefits that allow companies to attract and retain talent, as well as coverage for their employees and families, affected at the moment of a claim.
  
  

Additionally, policy holders may select from a wide range of additional services that offer coverage for a variety of occurrences, including:

• Serious Illness: Coverage that includes payment for the first diagnosis of one of the 30 serious illnesses covered by ACE, including cancer, heart attack, stroke and organ transplant.
  
  
• Accidental Death or Dismemberment: Besides payment of the sum insured for the insured’s death, payments are also made if the insured dies due to an accident or suffers an accidental dismemberment.