Skip Navigation
International Advantage® Package Policy
ACE Commercial Risk Services makes it easy for brokers to provide their clients with the insurance they need to manage their international risks. Our products are designed to protect employees while they are traveling out of the country on business and protect small businesses from product liability losses. LEARN MORE

Overview

The ACE Commercial Risk Services® International Advantage® Package Policy is the ideal insurance solution for U.S.-based companies doing business overseas. This foreign package policy can be tailored to include some or all of the coverages listed below, and protects against the many financial and personal risks confronting organizations with operations outside our nation's borders.

Advantages

  • Local Expertise: Offices staffed by underwriting and claims professionals thoroughly familiar with local languages, pertinent regulations and customs.
  • Focus Exclusively on International Business: Handling the overseas exposures of U.S.-based companies is our only business.
  • Superior customer service
  • Access to the product expertise and global reach of the ACE Group of Companies

Coverage

Minimums and Limits

Minimums

Policy starts at $2,500 annual premium with options for multi-year policies.

Limits

General Liability

  • $1 million each occurrence BI/PD and per claim fro employee benefits
  • $2 million aggregate for products-completed operations
  • $1 million aggregate for personal and advertising injury
  • $1 million aggregate for premises damage
  • $25,000 per person for medical expenses
  • $2 million general aggregate

Commercial Automobile Liability

  • $1 million each accident, combined BI/PD single limit
  • Hired & Non-Owned Physical Damage Limit $50,000 per accident/$50,000 per policy period

Employers Responsibility

  • Employers’ liability: $1 million bodily injury to employees for accident or endemic illness
  • Medical evacuation/repatriation: $1 million
  • Coverage available for U.S. Nationals, Third Country Nationals and Local Nationals

Commercial Property & Business Income

  • Real and personal property
  • EDP and special objects
  • Salespersons’ samples, personal property, personal property in transit or on exhibition, incidental cargo

International Medical and Accidental Death & Dismemberment (AD&D) Insurance

  • $50,000 automatic limit (higher limits available)
  • Student and chaperone coverage available

Kidnap & Extortion

  • $250,000 automatic Kidnap & Extortion limit (higher limits available)

Client Profile

Our typical clients include U.S.-based companies, non-profit organizations and educational institutions that have employees or volunteer workers who travel, work or sell products overseas, or that have locations outside the U.S. Some coverages available for students and chaperones.

Services

Executive Assistance Services

  • Suite of live emergency and travel assistance services including emergency medical, personal, legal and travel services, emergency medical and political evacuation or reparation and concierge services
  • 24/7 access via international toll-free calling from more than 40 countries, as well as U.S. and Canada
  • Emergency political evacuation/repatriation: $2,500 per covered person per event, $10,000 policy limit
  • Unlimited access to propriety e-Services, including global security and health reports and travel information, printable ID cards and passport stickers at password protected www.aceexecutiveassistance.com.
  • Coordinated through two of the world’s leading providers, EuropeAssistance USA and iJet Intelligent Risk Systems

Contact Information

Name Number Email
Brandon Boyd 302 476-6203 brandon.boyd@acegroupx.com

Business Tools

  • International Insurance Needs Checklist to Identify Foreign Risks
  • Applications
  • Doing Business Outside the U.S
  • How to Report an International Advantage® Product Claim

Detailed Marketing Sheets

Not Contracted with ACE

Learn more about how to get access to our small business products.