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International Advantage® Edge
for Architects and Engineers
ACE Commercial Risk Services makes it easy for brokers to provide their clients with the insurance they need to manage their international risks. Our products are designed to protect employees while they are traveling out of the country on business and protect small businesses from product liability losses. LEARN MORE

Overview

When your workplace is the world.
At ACE we believe that we understand the needs of architects and engineers in today’s emerging global market. More and more firms are bidding on projects overseas. Once they land a project, they typically need a comprehensive foreign package policy to cover their insurance needs. ACE International Advantage has that policy, with coverage enhancements specifically tailored for architects & engineers. International Advantage can also provide locally admitted insurance policies in more than 170 countries. Backed by ACE’s financial stability and experienced underwriters, ACE International Advantage provides architects and engineers with the edge they need to transact business across the globe.

Coverage

Operating a business across the globe is challenging enough without having to worry about the complexity of international insurance. At ACE, we have made a commitment to this market and provide a solution that is tailored to architects and engineers. Firms doing business overseas should consider the following questions in order to determine their potential need for an International Advantage package policy:

  • What would happen if an employee is injured and disabled while working on a job site? How would their medical expenses be covered? How would any resulting disability be covered?
  • What if a citizen of a foreign country brings a suit against an employee or the architectural/engineering firm from a resulting auto accident? Will their domestic insurance extend and respond globally?
  • What if key personal information such as a passport, driver’s license or credit cards are lost or stolen? Is that the right time to go find out what to do on the internet?

ACE International Advantage Edge for accountants and lawyers provides basic options not provided by other foreign package providers.

General Liability

  • Blanket Additional Insured
  • Blanket Waiver of Subrogation
  • Partnership and Joint Ventures as Additional Insureds
  • Blanket Designated Locations General Aggregate
  • Electronic Data Liability $10,000
  • Care Custody and Control Extension Coverage $25,000 / $50,000
  • Increased Supplemental Payments
  • Cost of Bail Bonds $2,500 and Loss of Earnings $500

Contingent Auto Liability

  • Blanket Additional Insured
  • Blanket Waiver of Subrogation

Property

  • Miscellaneous Personal Property** $50,000
  • Valuable Papers and Records $50,000
  • Miscellaneous Unnamed Insured Locations $50,000
  • Service Interruption Property Damage $50,000
  • Installation at Any Job Site $50,000
  • Transit $50,000
  • Decontamination Costs $10,000
  • Money and Securities $25,000
  • Off Premises Storage for Property Under Course of Construction $25,000
  • Professional Fees $25,000
  • Protection and Preservation of Property $50,000
  • Temporary Removal of Property $25,000
  • Time Element/Business Income $50,000
  • Rental Insurance $50,000
  • Commissions, Profits and Royalties $50,000

** architectural models are included within miscellaneous personal property

Contact Information

Name Number Email
Brandon Boyd 302 476-6203 brandon.boyd@acegroupx.com