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Property

ACE can provide comprehensive primary, quota share and excess all-risk property insurance for U.S. based companies that require domestic, international or global programs.

Benefits:

  • Expert underwriting: dedicated property specialists in all regions
  • Superior claim handling: professionals experienced in complexities of U.S. and global property program claim management
  • Loss Control & Risk Engineering Services: bundled or unbundled
  • Extensive global network of affiliates and partners providing local country underwriting, servicing and claim handling  in more than 170 countries through the ACE Global Accounts platform with access to the state-of-the-art WorldviewSM web-based portal for client program management

Coverage:

  • All-Risk Property Insurance

Minimums & Limits

Minimum Deductible

  • $10,000 for primary or quota share policies

Limits

  • Up to $200 million on "all risk" capacity
  • Up to $25 million earthquake limits available for California and Japan
  • Additional limits may be available as part of integrated capacity with other ACE Group commercial insurance policies

Target Client

  • Business Services (Legal and Accounting Firms, Advertising Agencies, Consulting and Public Relations, Research, etc.)
  • Communications and Telecommunications
  • Financial Services
  • Healthcare
  • Higher Education
  • Hospitality and Casinos
  • Light to moderate hazard Manufacturing
  • Real Estate
  • Retail Stores
  • Technology

Restricted Industries

  • Chemical
  • Food and Agricultural
  • Fuel Oil and Liquefied Petroleum Gas Terminals/Dealers
  • Gas Production and Distribution
  • Mining
  • Municipalities
  • Nursing Homes/Frame Apartments/Habitational
  • Oil, Petroleum, and Coal Products
  • Pharmaceuticals
  • Pipelines
  • Primary Metals
  • Pulp and Paper
  • Utilities