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Long Term Care Facilities

Comprehensive Professional Liability and General Liability coverage for Long Term Care Facilities. 

Benefits:

  • Experienced staff who understands the unique and complex challenges of the healthcare industry
  • Competitive coverage terms and conditions
  • Financial Strength: ACE consistently receives among the highest ratings for financial strength from the industry's principal rating agencies

Coverage:

  • Primary and Excess healthcare Professional Liability and General Liability coverage for LTC facilities
  • Excess only coverage may be available depending on underwriting guidelines and account characteristics

Minimums

  • Minimum premium varies by characteristics of the account.

Limits

  • Primary Coverage (where offered):
    • Limits available: Up to $1 million each claim; $3 million aggregate
    • Claims made Professional Liability and Occurrence or Claims Made General Liability
    • Separate limits for Professional Liability and General Liability may be available for additional premium
  • Excess Coverage (where offered):
    • Limits available up to $5 million each claim; $5 million aggregate


(Not Available on all accounts; Limits available are based upon underwriting guidelines and account characteristics.)

Client Profile

  • Skilled nursing facilities
  • Assisted living facilities
  • Independent living units
  • Continuing care retirement communities


Coverage available for both for-profit and non-profit entities