Hospitals & Healthcare Systems

Excess liability for hospitals, healthcare systems and integrated delivery systems.

Experienced staff who understands the unique and complex challenges of the healthcare industry
Insurance and reinsurance transaction capabilities
Competitive coverage terms and services
Financial Strength: ACE consistently receives among the highest ratings for financial strength from the industry's principal rating agencies

Excess medical professional and general liability coverage
Primary medical professional and general liability coverage offered in some jurisdictions
Flexible solutions for coverage of physician and surgeon and other healthcare provider exposures

Minimums

*Premiums are based upon underwriting guidelines and account characteristics.

Limits

Primary Coverage (where offered)
- Limits available: Up to $1 million each claim; $3 million aggregate
- Claims made professional liability and occurrence or claims made general liability
- Separate limits for professional liability and general liability may be available for additional premium
Excess or Umbrella Coverage
- Limits available: Up to $20 million each claim; $20 million aggregate

(Not available on all accounts. Limits available are based upon underwriting guidelines and account characteristics.)

Forms / Applications

Application
Supplementary Applications:
- Coverage Specification Supplement: When detailed program information is not otherwise available
- Historical Exposures Supplement: When a Professional Liability Funding Study is not available.
- Bariatric Surgery Supplement
- Long Term Care Supplement: When the facility(ies) is/are on a different campus than your hospital(s)
- Managed Care Organizations' Error & Omissions Liability Supplement
Notice – Potential Illinois Insureds: This notice pertains to potential Illinois insureds and provides information about the Religious Freedom Protection and Civil Union Act. It should be included in all application materials in order to inform potential Illinois insureds about the Act.

Minimums