Commercial Umbrella Liability Insurance for U.S. National Accounts

ACE USA Excess Casualty - National Accounts specializes in delivering Lead Umbrella and Excess Liability insurance for Fortune 2000 U.S. corporations and the privately-owned company equivalent, from large national U.S. enterprises to multinational corporations.

Coverage:

• Lead or Excess placements
• $50M limits available
• Catastrophe Management
• Foreign Local Admitted Policies

Minimum Premium: $50,000 per Policy unless on an excess basis

Minimum Underlying Requirements:

• General liability: $1M per Occurrence/$2M General Aggregate/$2M Products Aggregate
• Auto liability: $1M CSL/$5M- $10M Transportation Risks
• Employers liability: $1M

Available Coverage Enhancements:

• Local Admitted Policies in Foreign Countries where required
• Cat Management 2.5^SM
• Most Favorable Jurisdiction
• Third Party Discrimination
• Newly Acquired Entity Endorsement
• Site Sure^® Endorsement- provides businesses with the unique combination of reliable capacity and “sleep insurance” for premises pollution exposures, in conjunction with the ACE Umbrella Plus^SM excess insurance program
• Hospitality Suite
• Real Estate Suite

Benefits:

• ACE Financial Stability (Rated AA by Standard & Poor’s and A++ by A.M. Best)
• Specialized Claims and Risk Control Expertise
• Underwriting Specialists in Excess Casualty with ability to place local, non-admitted policies in foreign countries and provide the Foreign Liability Indemnification Endorsement for any gaps in coverage
• Contract Certainty
• 30-Day Policy Issuance
• Building and Sustaining Long Term Partnerships
• Tailored Programs
• ACE Cat Management 2.5^SM - the first-of-its kind coverage specifically designed to supplement ACE’s already expansive Catastrophe Management coverage through offering additional limits to eligible insureds
• Synergy for clients who choose to purchase ESIS Claims Services, the ACE Group’s industry-leading global risk management services provider
• Coordination with other ACE supported programs such as ACE Risk Management (ARM) and ACE Foreign Casualty