Companies today have to operate within a growing array of complex laws, rules and regulations, which increase the possibility of loss and consequent litigation. Nearly every industry can be affected by suits against the company, management and employees.

ACE offers two insurance products : Elite Plus Management & Corporate Liability; and Elite V catering for the different needs of businesses.

Directors and officers, including:

• Unrestricted definition of directors or officers covering all types of past, present and future directors and officers
• Managerial and supervisory employees
• All employees for employment related wrongful acts
• Employees as co-defendants
• Retired directors, other than those retired because of disqualification from holding office
• Outside directors who, at the request of the company, serve on an outside entity board
• Spouse, estate, or legal representative of deceased directors
• All approved persons who perform controlled functions
• Any lawyer employed by the company who in their capacity as such must comply with Sarbanes-Oxley Act of 2002