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Premises Pollution Liability Portfolio Insurance (PPL Port)

The Premises Pollution Liability Portfolio Policy (PPL Port) Policy offers pollution coverage for owners, operators and managers of commercial property, including habitational, commercial, hospitality, recreational, educational and real estate portfolios.

PPL Port combines coverage for traditional, new and pre-existing pollution exposures with built-in coverage options for non-owned disposal sites, contingent transportation, fungi, legionella and off-site operational pollution liability.

Benefits

  • Underwriting and due diligence of multiple locations in client's environmental management program vs. underwriting each location
  • Robust global insurance network in more than 170 countries, personnel skilled in effective multinational program execution, including underwriting, claims, risk control, efficient premium cessions and servicing
  • Potential coverage gaps eliminated with one policy and multiple-coverage approach
  • Experienced and responsive underwriting specialists with demonstrated expertise in environmental coverage
  • Dedicated claim and risk control services

Coverage

  • Coverage for premises, operations, completed operations,
  • Bodily Injury/Property Damage from pollution conditions, pollution clean-up - all under one policy
  • Off-site Operational Pollution Liability coverage on claims-made basis; ability to match existing retroactive coverage
  • Natural resource damages
  • Non-owned disposal, and contingent transportation
  • Mould/Fungal and legionella coverage
  • Unscheduled locations
  • Automatic Acquisition and Divestiture coverage
  • Illicit Abandonment coverage
  • Optional Catastrophe Management coverage
  • Non-Auditable Policy
  • Optional Business Interruption coverage offered by endorsement

MINIMUMS & LIMITS

  • Minimum self-insured retention: $25,000
  • Minimum premium: $10,000
  • Limits available up to $50M/$50M

Policy Terms

  • One, two, three and five-year policy term options

Client Profile

  • Banks
  • Car and truck dealerships
  • Commercial retail
  • Construction yards
  • Recreational including golf and country clubs
  • Environmental businesses
  • Hospitality
  • Medical and laboratories/R&D
  • Light industrial
  • Offices
  • Owners of contaminated properties
  • Public entities
  • Real estate developers
  • Schools/colleges/universities
  • Warehousing and self-storage
  • Multi-tenant residential

Restricted Industries:

  • Disposal, recycling and waste treatment operations
  • Mining and reclamation operations
  • Livestock ranching, fowl hatcheries and packing plants
  • Oil refining, pipeline and distribution operations
  • Heavy manufacturing
  • Chemical manufacturing and chemical distributors

Forms and Applications

Document Name Size Date
PPL Portfolio Policy Form (CAN) 03.2015.pdf 0 KB 09/23/2015
PPL Portfolio Policy (CAN) Application 03.2015.pdf 0 KB 09/28/2015