Contractor Pollution Liability Healthcare Owner-Controlled Insurance Policy

The CPL Healthcare Owner-Controlled Insurance Policy (OCIP) is designed for healthcare owners to address specific environmental exposures associated with new construction and/or renovation work.  

Benefits:

• Specifically designed coverage for healthcare exposures
• CPL insurance to help fill pollution coverage gaps contained in a standard general liability program
• Coverage for costs associated with securing the scene following a catastrophe management event, along with costs for retaining a qualified public relations or crisis communications firm
• Experience underwriting specialists across the U.S.
• Broad range of services available through national network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
• Financial Strength: ACE consistently receives among the highest ratings for financial strength from the industry's principal rating agencies

Coverage:

• Occurrence based trigger for CPL coverage part
• Multiple insuring agreements including:
  • Catastrophic Management Costs
  • Decontamination Costs
  • Emergency Response Costs
• Built in coverage for mold and bacteria with Certified Industrial Hygienist language
• Blanket Non-Owned Disposal Sites coverage
• No state-specific jurisdiction and venue/choice of law provision
• Coverage extension for all contractors of all tiers involved on the covered project
• Coverage for identified supplementary payments