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ACE SPECTRA® for Captives

ACE SPECTRA® for Captives provides named storm deductible buydown covering real and personal property, including business income.

Benefits:

  • Admitted policy
  • Available stand-alone or in conjunction with captive property program
  • Option to structured as Annual Aggregate Cap on Windstorm retentions
  • Supports Captive cash flow management
  • Manuscript or follow form of Captive's property insurer
  • Recognized key provider of insurance products and services for captive market

Coverage:

  • Includes Coverage for Storm Surge

Minimums & Limits

  • Minimum deductible is $100,000. Minimum premium is $100,000.

  • Limits: $25 million; higher limits may be available

 

Target Client

  • Captives, including Captive Managers, who wish to manage windstorm exposures within the captive program. Able to provide tailored solutions for Captive risk management, especially where windstorm capacity is limited.
  • Any Captive with large wind storm and storm surge (flood) retentions requiring reinsurance on an occurrence or annual aggregate basis
  • Product can support captives with Hospitality, Real Estate, Entertainment and Manufacturing exposures to Named Wind Storms