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Car Insurance

Car has become a popular means of transportation nowadays as more and more people can afford to buy one. However, as security and high accident rates become a concern, there is a growing need for a comprehensive car insurance that can provide protection against potential risk of loss/theft and collision/accident.

ACE Jaya Proteksi car insurance protects your car against theft and accident and can provide extended comprehensive cover. With a longstanding proven track record in car insurance business, ACE Jaya Proteksi offers you ease and speed in claim processing.*

Key Benefits

Key Benefits

  1. Service and fast claims process
  2. Idle crane services by officers friendly and ready to help
  3. The execution of repairs by professionals qualified in the workshop with original spare parts and quality assurance work for 1 year

* Terms, conditions, exclusions and restrictions applied, please refer to the policy you have.

Coverage

Coverage Type

  1. Combined Coverage (Comprehensive)
    Provide a guarantee against loss or damage to the motor vehicle and or interest insured, either in part or in whole, which are directly caused by:
    • Collision, impact, reverse, slip or fall.
    • Evil deeds
    • Fire:  fire due to other nearby objects or storage of motor vehicles, fire caused by lightning strikes, damage due to water and or other tools that are used to prevent or extinguish fires, whole or partial destruction of motor vehicles on the orders of the authorities in efforts to prevent the fire spreading.
    • Loss / theft in part or in total, including theft preceded or accompanied or followed by violence or threat of violence
  2. Total Loss Only (Total Loss Only - TLO)
    Provide a guarantee against losses if the insured vehicle suffered a total loss, as a result of risk - the risk that secured on collateral in the Combined Coverage (Comprehensive) with a total loss vehicle records that include:
    • Actual Total Loss (Actual Total Loss - ATL) that in the case of vehicles lost and not found within 60 days from the date of loss.
    • Constructive Total Loss (Constructive Total Loss - CTL) that in the case of a vehicle damaged to the estimated cost of repair is 75% or more of the price of the motor vehicle market.

Extended Coverage

Expansion of the guarantee can be given

  1. Riot, Terrorism and Sabotage
    Guarantee losses directly caused by one or several risks such as: riots, strikes, blockades work, brawl, melee, the crowd of people (without firearms), revolution (without firearms), treason, terrorism, sabotage and looting (during the riots, strikes, blockades work, brawl, melee), and reasonable prevention of risk - the risk.
  2. Liability (TJH) to third parties (Third Party Liability)
    Provide a guarantee, if for vehicles operated or used, bumping or hitting causing harm to third parties in the form of personal injury or material damage.
    Security Expansion Including court fees or costs relating to professional help with legal liability insured on condition prior written approval of the Insurer. The responsibility of the person on the costs, to a maximum of 10% of Limit Extension Warranty Liability to third parties and are in addition to Limit Liability of the above.
  3. Personal Accident (Personal Accident) The driver and / or passengers
    Insurance against bodily injury / Defect fixed or death and or medical expenses of the driver or passenger of a motor vehicle that is directly caused by motor vehicle accidents as a result of the guaranteed risk policy. The cost of care or treatment on the driver or passenger bodily injury as high as 10% of Limit Coverage for warranty extension Accident Driver / Passenger.
  4. Natural disasters (Act of God)
    Guarantee losses caused by natural disasters such as:
    • Taifun, Hurricane, Hail, Flood, Landslide
    • Earthquake, Tsunami, Volcanic Eruption
  5. Use of Official Workshop (Authorized Workshop) and or Special Workshop
  6. Replacement of Money Transportation (Transportation Allowance) for vehicles in the process of repair for damage that is guaranteed by the Motor Vehicle Insurance policy.
  7. Theft / Embezzlement by the driver or the employees of the insured.

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