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International Casualty Solutions for Travel and Operations Outside the U.S.

What You Should Know About International Advantage® Package Products

The number of small and medium-sized companies, as well as non-profit organizations and educational institutions, traveling or conducting business outside the U.S. is growing. In the U.S., international trade now accounts for one-third of the Gross Domestic Product (GDP).

The International Advantage product suite provides a range of options that can respond to a company's growth, geographic expansion and operational changes.

For Accounts with Simple Foreign Travel-related or Sales Exposures:

The International Advantage Package combines a broad set of coverages on a single, easy to use policy form, including:

  • Commercial General Liability
  • Employers Responsibility with Executive Assistance® Services
    • Automatic Emergency Medical Evacuation/Repatriation
    • Automatic Political Evacuation/Relocation
    • Foreign Voluntary Compensation
    • Contingent Employers Liability
  • Commercial Auto Liability
  • Kidnap & Extortion
  • International AD&D and Medical - Employee
  • Commercial Property and Business Income

For Educational Institutions:

The International Advantage Educational Institution Program provides additional options for International Medical/AD&D and Executive Assistance for students and chaperones.

For Companies with Overseas Operations Limited in Scope or Complexity:

These companies may need admitted local policy placements if they have any sizeable physical presence in a foreign country, including:

  • A local subsidiary
  • Ownership of a building
  • Responsibility for purchasing insurance for a leased building
  • A manufacturing operation (excluding sub-contractor manufacturing on company’s behalf)
  • Local national employees in overseas locations

ACE International Advantage®  - Part of the ACE GPSSM Platform
Backed  by ACE GPS dedicated professionals, international network, technological leadership and broad product array, the ACE USA Foreign Casualty team provides innovative casualty insurance solutions to meet the needs of large and small companies and organizations as they travel and do business around the world.

International Advantage products are offered by a dedicated team of international underwriting specialists who are deployed throughout the U.S. This singular focus translates to expert solutions that are tailored to our clients’ global goals.

Our commitment to superior service for International Advantage programs includes professional policy issuance and quality claim management, spearheaded by a team of international underwriting and claim management specialists in the U.S. and supported by ACE Global Network capabilities worldwide.

FAQs

Are we covered for third party liability?

See Commercial General Liability.

What if we have a car accident?

See Commercial Automobile

What if we get sick overseas and need emergency medical coverage?

See International Medical and AD&D.

What if the illness is really serious and we need to be evacuated?

See Employers Responsibility.

What if our laptops are stolen and we need to be reimbursed?

See Commercial Property & Business Income.

What if we’re kidnapped and need expert security consultants to get us released?

See Kidnap & Extortion.

What if we’re detained by the authorities and need emergency help?

See Executive Assistance® .